From 1st April 2025, major changes to Stamp Duty Land Tax (SDLT) take effect, impacting the majority of homeowners in the UK. If you’re planning to buy or move home, it’s crucial to understand how these changes could impact your costs.

Life is unpredictable, and an illness or injury could mean time off work, affecting your ability to pay essential bills, including your mortgage. A recent survey by Cirencester Friendly found that 56% of people wouldn’t know what spending to cut if they lost their income due to illness or injury. This raises an important question: Have you got the necessary protection in place?

In February 2025, inflation unexpectedly rose to 3%, exceeding forecasts and putting additional pressure on household finances. With inflation still running above the Bank of England’s 2% target, homeowners and landlords looking to buy or sell need to understand how this shift could impact the housing market.