Green Mortgages: is sustainability the way forward?

The climate crisis is a real concern amongst most people in today’s world. More and more people are taking measures in their everyday lives in order to combat the effects of climate change – but can your living situation benefit both the planet and your pocket?...

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Re-mortgaging and home offices: does flexible working mean flexible living?

Over 50% of British homeowners are looking to renovate in 2021. With home offices skyrocketing in popularity due to the pandemic and an increase in flexible working – we take a look at how best to go about setting up your own home working area and how financing such a task through Remortgaging can be beneficial...

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The end of Furlough – how to stay covered

As Covid restrictions finally begin to ease in the UK, many who were forced out of work due to the virus are now able to return to something that vaguely resembles normality. With this, the end of the furlough scheme is in sight...

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 Loan to income vs loan to value: what does it all mean?

Loan to income and loan to value (or LTV) are phrases you often hear in the mortgage industry. The two terms are easy to mix up, understandably, but they are very different. It’s important to know the difference because both loan to income and loan to value are key factors used to determine how much you can borrow for a mortgage. 
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Critical illness cover vs income protection: do you need both?

Critical illness cover and income protection are often confused, with many people assuming if they have one, they don’t need the other. However, these policies and the cover they provide do offer different benefits, so let us explain the difference, and why it’s often worth having both.
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What is ‘specialist lending’?

 

Specialist lending is a phrase you might hear batted about by mortgage advisers, but what does it mean? And if someone’s suggested it as an option for you, you might be wondering if it’s a bad thing. Well, here is our guide to everything specialist lending.

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What is remortgaging?

Over 30% of people aren’t sure what the term ‘remortgaging’ means but it is a great way to save money on your monthly mortgage payments! If you’re one of the many people in the dark about remortgaging then don’t worry, you’re not alone and we’re here to help. Here’s our complete guide to remortgaging...

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Is your relationship protected?

Can you hear it? The sound of chocolates, roses and PDA approaching. Valentine’s day is round the corner. It might not be the most romantic thing to do but now is a great time to make sure your policies are keeping you and your loved one protected. Your relationship might be ready for the next step but is your insurance?...

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Holiday Homes: the how, where and why of buying a second property

We don’t know about you, but we’re really craving a holiday. Sun, sea and sand… yes please. 2021 may be another year of staying a little closer to home. But don’t despair. You can still create a getaway of your very own with a second home. So, here’s our guide to buying a holiday home...

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Your home may be repossessed if you do not keep up repayments on your mortgage.

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